(January 14, 2022, 4:39 am)
I have presale condo for ready completed, and I am looking for over 5 home mortgage brokers, but it didn’t help, it is a very long and sad story, example:Rbc rejected me when I talk in their office at that time. Another cibc bank broker said I can get the mortgage after I explain all my information, I sent all my paper documents for them, I alway ask them when I can get the offer, they alway said next week, after 2 months, before my condo completed 3 weeks, they said I can’t borrow any money from cibc, because I have another mortgage $250k+car loan $50k, if I pay off them, total $300k, cibc can borrow me$200k, so funny,it means I borrow money to the bank, actually I need $250k mortgage.
I am very lucky I have Oscar information, I sent all my documents to him looks like before I sent to the other broker, he said : don’t worry, he thinks 90 percent I can get the mortgage offer, he will try to get the big bank offer, if not, he will get the second offer from the small financing company, but the rate will be high.
After 2 weeks, I got the TD bank offer, p-1.1, it’s very good rate, I am just signed in the notary office for all buyer paper works and I will go to get the key tomorrow.
I have never see Oscar , we are contacted by phone, email, every document signed in website, so easy and faster in this special time.
I am just say thank you, you give me a big help, I am really really really thank you.
Andy Jan 13,2022