Mortgage Managers

I visited Mortgage Managers to discuss financing and the mortgage process. James blew away my expectations by going above and beyond to discuss the many mortgage options and financing with no pressure or judgement. Will be recommending to all.

Margaret and James have been a staple in our family, recommended by our best friends, about 15 years ago. We've never had any worries when renewal comes up, even this one, during these unprecedented covid times. We just renewed back in October 2022 with a rate not higher than our last!!! We wouldn't have a mortgage if we couldn't have James and Margaret to walk beside us. Always recommended!!

The best people you could ask for to guide you through your mortgage process. I was in a tight spot needing to move in a short time, trying to get everything done over the holidays and some other added complications along the way but Margaret and James managed to pull everything together in time while still taking the time to explain everything as we went as I was a first time buyer. They're patient, professional and easy to work with but more importantly they're good people who actually care you. I can’t thank them enough and would highly recommend them.

To make a long story short, James got the mortgage done for us. This mortgage company came from a recommendation from our Nova Scotia real estate representative. James returned our phone call and said he could represent us and get a competitive mortgage rate with their contacts.
After a lengthy Zoom call introduction, James went through the information that was required to apply for the mortgage and was satisfied that we would have no problem for the amount we required.
Through the course of 40 days until sale closing , he requested and we provided the financial documents. However, some information we sent was like he never got or read it and asked for it again. We became frustrated that James was not working quickly to get the Mortgage settled with the money lender.
The mortgage contract could not be fully completed by his preferred Nova Scotia lawyer ( we got a $100.00 discount thankyou ) and 10 days before closing we hired a Ontario lawyer to sign the paperwork .We were out of province buyers and there was certain notary signatures required. James did not inform us of these requirements. Then 3 days before closing we were advised that the Nova Scotia lawyer could not perform a title search
on our free and clear Ontario home. Again we contacted our very busy Ontario lawyer to request the information and get it returned in time as not to influence the closing date. It was our first mortgage so things were stressful til the final approval was signed. Later note. Sorry the MM are listed in the Top 5 Mortgage Brokers in Nova Scotia.

We have gotten two mortgages through James and Margaret and will continue to do so in the future. Amazing customer service and very knowledgeable. Made the entire process as smooth as possible and got us a very low interest rate. Answered every question we had quite clearly as well, I am definitely more knowledgeable about mortgages and the home buying process after dealing with them.