Capital Direct Ontario

What Can I say "Great Service" . MY bank of thirty years said no too a small debt consolidation loan but Capital Direct had no problem getting me the loan. They even qualified me for a slightly larger loan if I wanted it. Thanks to Jessica for the great service and walking me threw the process. Would recommend Capital Direct

Thanks again Jessica L

Shawn

THANK YOU! THANK YOU! THANK YOU! to Capital Direct and Nicholas who helped me when I really needed it. Due to COVID-19 we have all been going through some hard times and let's just say, Nicholas was up to the task to help us out. From start to finish Nicholas was on the ball calling me, emailing me, and answered all my questions with great knowledge and confidence.

I had a very strict deadline (Before the Christmas Holidays) and they came through ahead of time with the funds. Even during COVID they made everything easy from inspector, to dealing with the lawyers to receiving the money.

All in all I can't thank Nicholas and Capital Direct enough for helping me consolidate debt and do some much needed upgrades to our home. They even worked within my budget and gave me some great rates. I will be dealing with them for many years to come, and will refer and recommend them to everyone.

Thank you Nicholas and Capital Direct

Nicholas was super helpful and tolerated me very well in my stressed state. I appreciate all that he did for us.

I have read some of the negative reviews pertaining to hidden costs charged by Capital Direct and I must say, although accurate, are not worthy of the rating provided. I have dealt with many banks and mortgagees working as a law clerk for more than 21 years, so I feel that I am educated enough to make this review. Yes the interest rate charged by Capital Direct is higher than a regular financial institution, such as your bank, but Capital Direct does not have the strict lending requirements of a regular financial institution. In some cases, despite assets and a perfect credit rating, a bank will not loan funds to an applicant, especially without employment income. Some situations will benefit from this, such as a senior with limited income or a landlord where rental income is not considered employment income. People must remember that funding companies such as Capital Direct are here to help people who cannot be helped by their banks. If you are approaching a secondary lender such as Capital Direct for a loan, it is because a financial institution will not approve you and therefore expect to pay more. Personally, I am grateful for the assistance I obtained from Capital Direct despite the higher interest rate and "hidden costs" such as lawyer fees and registration costs. For those reading this review, these are not "hidden costs", but standard costs that would also be charged by your bank. As with any loan, bank or otherwise, the consumer has a responsibility to ask questions and educate yourself before committing to the dotted line. Get informed by asking questions, weigh your options and then decide if this is the right product for you. It was the perfect product for me.

Experience with Capital Direct was amazing. So easy to get the documents to get the loan processed. They never asked for the impossible.